Merhaba Sevgili Dostlar
Merkez Bankasının Faizleri arttırmaması yerinde bir karar. 23.10.2020
Klasik ekonomist yorumu yapmayacağım.
Bankalarımızda ,Mevduatın % 54 ü USD bazındadır ve USD bazında mevduatın Toplamı 243 Milyar USD dır.
Bunun 185 Milyar usd lik kısmı Devlet ve Şirketlerin , yaklaşık 60 Milyar USd lik kısmı da bireysel olarak Türk vatandaşınındır.
Merkez Bankası
Faizleri arttırsa dolar /TL bir hafta çok kısa bir düşüş yaşayacak ama sonra yine artacaktı.
Döviz Mevduatı da pek fazla etkilenmeyecekti.
USd nin yatırım aracı olarak görülme anlayışı devam ediyor.Halbuki kazın ayağı öyle değil.Türk Vatandaşı Dövizi yatırım aracı olarak görmemeli.
Türkiye’nin kasım ayında ödemesi gereken kısa vadede toplam 5 milyar usd lik borç nasıl ödenir?
Şöyle ödenirdi.MERKEZ bankası da bunu yaptı.
Merkez Bankası Faizleri Arttırmadı yerinde bir karar.
Dünyada Altın / USD endeksi-1890 1925 usd bandında seyrediyor..
Klasik anlayışı ve davranış şeklini çok iyi tespit edip , faizleri sabit Tutarak 1 haftalık geçici süre ile DOLAR TL yi yükselteceğini düşündüler.
Bu yükseklikte elimizde DOLAR varsa satıp DOLAR/USD düşükken altın gümüş alınacağını düşünüyorum.
Dolar TL Tekrar düşebilir veya belli bir bantta sabit tutunabilir.
Altın/USD kurunun ise Altın lehine çok ciddi yükseleceğini tahmin ediyorum.
ABD seçimlerinden sonra DOLAR Da bir Türbulans yaşanacak.
Dolar Altın karşısında daha da düşecek.
Döviz borcu olan Türk Şirketleri ve Türk Devleti ,
Kasım ortasında ellerindeki altının bir kısmını, OLTIN /ONSu yükselince ,Yüksek kurdan bozdurup USD alıp
USD borçlarımızı ödeyecek ,küçük yatırımcı da Dövizini bozdurup bu dönemde Altın gümüş alabilir ..
Ve yatırımını değerli madenlere yönlendirebilir.
Türk Bankalarındaki USD döviz mevduatı 2-3 milyar usd daha eriyebilir.Şirketler dediğimi yaparsa bu Erime
5 milyar USd seviyesine de gelebilir.
Küçük yatırımcının Döviz mevduatındaki yerini Altın ve Gümüş yatırımı alır.
Yapılacak işleme göre bu 5 milyar usd kısa vadeli borcun 3-4 milyar usd lik kısmı , Kur artış azalışlarını doğru görerek Ülke bazındaki kısa vadeli borçlarımız için ödenebilir.
Yani USD bazında aldığımız Balon USD para sistemi ile aldığımız ve ödediğimiz DOLAR bazında faiz ve BORÇ yine
ALTIN/USD Kur silahıyla ödenebilir.
Biz Küçük yatırımcılar ve vatandaş da ,
Şu anda Elimizdeki TL ile veya Banka mevduatlarında olan USD ile bence Altın ve Gümüş almalı ,
Kasım Sonunda ONS 2000 Usdlere fırlayabilir fırlarsa almış olduğumuz altının bir kısmı ile DOLAR borcumuz varsa ödeyebiliriz..
Son tahminim ABD seçimlerinden sonra
USD erimeye devam edecek DÜNYADA..
Sonuç ve Hedef :
TÜRKİYE DE İSE Üretim yatırımları için para lazım ,Dövize yatırım yapmayı bırakırsak..
DOLAR / TL de erir.
Bilgi Bilim Bilişim Eğitim Üretim ve Gelişim Zincirinin halkalarını doğru birleştirirsek Üretime önem verirsek
TL de güçlü hale gelir Türk Ekonomisi de Türk Devleti de!
İyi günler
Levent SEKBAN
LevenT Sekban
“EkonoStratejist” Bilişimci İş Adamı -#Sekbanasihatname Yazarı
L.Sekban Hakkında Bilgi
Eğitim,Bilişim,Gelişim, Ekonomi,Spor ,Hukuk ve Yönetim Stratejisi konularında
Tam Bağımsız Fikir,Proje ve uygulamalar üretir.Detaylı bilgi.
http://www.leventsekban.kim/levent-sekban-ozgecmis-2019/
www.leventsekban.com www.leventsekban.kim

23 Ekim 2020 at 21:22
Değerlendirmelerin yerinde olduğunu düşünmekle birlikte abd seçimleri ve dünyadaki ekonomik çalkalanmalarla birlikte ve ülkemizin ödemelerinin dolar bazlı olması usd dolarının TL karşısında değerinin pek de düşeceğini sanmıyorum inşallah yanılırım.
24 Ekim 2020 at 01:40
Dövize yatırım yapmayı bırakırsak.. ,Doları uluslararası ticaret te rezerv para olarak kullanmazsak .TC DEvletinin hazinesinde Altın miktarını arttırıp,Yeni Para sistemini Altına ve Gümüşe endeksli kurarsak .DOLAR /ALTIN Karşısında Düşeceği için TL de Dolar karşısında değer kazanabilir.
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22 Temmuz 2026 at 08:24
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9 Ağustos 2026 at 22:30
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10 Ağustos 2026 at 05:58
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10 Ağustos 2026 at 21:24
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14 Ağustos 2026 at 05:09
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15 Ağustos 2026 at 01:15
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15 Ağustos 2026 at 02:09
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15 Ağustos 2026 at 02:29
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15 Ağustos 2026 at 08:19
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15 Ağustos 2026 at 12:00
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17 Ağustos 2026 at 12:17
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17 Ağustos 2026 at 17:50
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18 Ağustos 2026 at 00:20
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20 Ağustos 2026 at 07:31
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22 Ağustos 2026 at 20:20
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22 Ağustos 2026 at 20:27
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23 Ağustos 2026 at 07:45
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23 Ağustos 2026 at 09:15
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23 Ağustos 2026 at 10:12
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23 Ağustos 2026 at 10:29
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23 Ağustos 2026 at 21:14
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24 Ağustos 2026 at 18:39
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24 Ağustos 2026 at 20:05
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25 Ağustos 2026 at 01:24
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25 Ağustos 2026 at 07:25
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25 Ağustos 2026 at 18:29
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26 Ağustos 2026 at 19:45
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27 Ağustos 2026 at 08:06
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28 Ağustos 2026 at 23:02
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30 Ağustos 2026 at 10:45
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30 Ağustos 2026 at 11:05
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30 Ağustos 2026 at 23:51
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1 Eylül 2026 at 00:29
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1 Eylül 2026 at 03:53
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1 Eylül 2026 at 09:08
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1 Eylül 2026 at 09:27
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2 Eylül 2026 at 21:32
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2 Eylül 2026 at 23:28
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3 Eylül 2026 at 08:35
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3 Eylül 2026 at 18:56
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4 Eylül 2026 at 19:29
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6 Eylül 2026 at 06:54
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6 Eylül 2026 at 07:21
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6 Eylül 2026 at 18:29
Thanks for the recommendations you have discussed here. Something important I would like to mention is that laptop or computer memory requirements generally rise along with other innovations in the know-how. For instance, if new generations of cpus are brought to the market, there is certainly usually a corresponding increase in the size calls for of both the personal computer memory in addition to hard drive room. This is because the program operated by means of these processor chips will inevitably rise in power to take advantage of the new engineering.
6 Eylül 2026 at 23:29
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7 Eylül 2026 at 12:04
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7 Eylül 2026 at 13:15
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8 Eylül 2026 at 15:35
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8 Eylül 2026 at 15:58
I believe that a foreclosed can have a major effect on the debtor’s life. Property foreclosures can have a 6 to ten years negative influence on a borrower’s credit report. Any borrower having applied for a home loan or any kind of loans even, knows that your worse credit rating will be, the more tough it is to secure a decent mortgage loan. In addition, it might affect a borrower’s capability to find a good place to let or hire, if that becomes the alternative property solution. Great blog post.
8 Eylül 2026 at 16:04
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11 Eylül 2026 at 07:03
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11 Eylül 2026 at 07:33
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11 Eylül 2026 at 08:47
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11 Eylül 2026 at 15:44
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11 Eylül 2026 at 16:13
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11 Eylül 2026 at 19:45
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13 Eylül 2026 at 07:45
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13 Eylül 2026 at 08:14
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