Merhaba Sevgili Dostlar
Merkez Bankasının Faizleri arttırmaması yerinde bir karar. 23.10.2020
Klasik ekonomist yorumu yapmayacağım.
Bankalarımızda ,Mevduatın % 54 ü USD bazındadır ve USD bazında mevduatın Toplamı 243 Milyar USD dır.
Bunun 185 Milyar usd lik kısmı Devlet ve Şirketlerin , yaklaşık 60 Milyar USd lik kısmı da bireysel olarak Türk vatandaşınındır.
Merkez Bankası
Faizleri arttırsa dolar /TL bir hafta çok kısa bir düşüş yaşayacak ama sonra yine artacaktı.
Döviz Mevduatı da pek fazla etkilenmeyecekti.
USd nin yatırım aracı olarak görülme anlayışı devam ediyor.Halbuki kazın ayağı öyle değil.Türk Vatandaşı Dövizi yatırım aracı olarak görmemeli.
Türkiye’nin kasım ayında ödemesi gereken kısa vadede toplam 5 milyar usd lik borç nasıl ödenir?
Şöyle ödenirdi.MERKEZ bankası da bunu yaptı.
Merkez Bankası Faizleri Arttırmadı yerinde bir karar.
Dünyada Altın / USD endeksi-1890 1925 usd bandında seyrediyor..
Klasik anlayışı ve davranış şeklini çok iyi tespit edip , faizleri sabit Tutarak 1 haftalık geçici süre ile DOLAR TL yi yükselteceğini düşündüler.
Bu yükseklikte elimizde DOLAR varsa satıp DOLAR/USD düşükken altın gümüş alınacağını düşünüyorum.
Dolar TL Tekrar düşebilir veya belli bir bantta sabit tutunabilir.
Altın/USD kurunun ise Altın lehine çok ciddi yükseleceğini tahmin ediyorum.
ABD seçimlerinden sonra DOLAR Da bir Türbulans yaşanacak.
Dolar Altın karşısında daha da düşecek.
Döviz borcu olan Türk Şirketleri ve Türk Devleti ,
Kasım ortasında ellerindeki altının bir kısmını, OLTIN /ONSu yükselince ,Yüksek kurdan bozdurup USD alıp
USD borçlarımızı ödeyecek ,küçük yatırımcı da Dövizini bozdurup bu dönemde Altın gümüş alabilir ..
Ve yatırımını değerli madenlere yönlendirebilir.
Türk Bankalarındaki USD döviz mevduatı 2-3 milyar usd daha eriyebilir.Şirketler dediğimi yaparsa bu Erime
5 milyar USd seviyesine de gelebilir.
Küçük yatırımcının Döviz mevduatındaki yerini Altın ve Gümüş yatırımı alır.
Yapılacak işleme göre bu 5 milyar usd kısa vadeli borcun 3-4 milyar usd lik kısmı , Kur artış azalışlarını doğru görerek Ülke bazındaki kısa vadeli borçlarımız için ödenebilir.
Yani USD bazında aldığımız Balon USD para sistemi ile aldığımız ve ödediğimiz DOLAR bazında faiz ve BORÇ yine
ALTIN/USD Kur silahıyla ödenebilir.
Biz Küçük yatırımcılar ve vatandaş da ,
Şu anda Elimizdeki TL ile veya Banka mevduatlarında olan USD ile bence Altın ve Gümüş almalı ,
Kasım Sonunda ONS 2000 Usdlere fırlayabilir fırlarsa almış olduğumuz altının bir kısmı ile DOLAR borcumuz varsa ödeyebiliriz..
Son tahminim ABD seçimlerinden sonra
USD erimeye devam edecek DÜNYADA..
Sonuç ve Hedef :
TÜRKİYE DE İSE Üretim yatırımları için para lazım ,Dövize yatırım yapmayı bırakırsak..
DOLAR / TL de erir.
Bilgi Bilim Bilişim Eğitim Üretim ve Gelişim Zincirinin halkalarını doğru birleştirirsek Üretime önem verirsek
TL de güçlü hale gelir Türk Ekonomisi de Türk Devleti de!
İyi günler
Levent SEKBAN
LevenT Sekban
“EkonoStratejist” Bilişimci İş Adamı -#Sekbanasihatname Yazarı
L.Sekban Hakkında Bilgi
Eğitim,Bilişim,Gelişim, Ekonomi,Spor ,Hukuk ve Yönetim Stratejisi konularında
Tam Bağımsız Fikir,Proje ve uygulamalar üretir.Detaylı bilgi.
http://www.leventsekban.kim/levent-sekban-ozgecmis-2019/
www.leventsekban.com www.leventsekban.kim

23 Ekim 2020 at 21:22
Değerlendirmelerin yerinde olduğunu düşünmekle birlikte abd seçimleri ve dünyadaki ekonomik çalkalanmalarla birlikte ve ülkemizin ödemelerinin dolar bazlı olması usd dolarının TL karşısında değerinin pek de düşeceğini sanmıyorum inşallah yanılırım.
24 Ekim 2020 at 01:40
Dövize yatırım yapmayı bırakırsak.. ,Doları uluslararası ticaret te rezerv para olarak kullanmazsak .TC DEvletinin hazinesinde Altın miktarını arttırıp,Yeni Para sistemini Altına ve Gümüşe endeksli kurarsak .DOLAR /ALTIN Karşısında Düşeceği için TL de Dolar karşısında değer kazanabilir.
3 Haziran 2025 at 02:47
r2l1sl
9 Haziran 2025 at 12:46
9gzr9n
10 Haziran 2025 at 18:18
7k6s0h
23 Haziran 2025 at 09:12
axz9bi
8 Temmuz 2025 at 11:13
xpi7zm
17 Temmuz 2025 at 02:02
gultqd
27 Temmuz 2025 at 05:32
Can you be more specific about the content of your article? After reading it, I still have some doubts. Hope you can help me.
14 Ağustos 2025 at 04:28
mxyr5q
21 Ağustos 2025 at 16:11
6sqqo3
14 Eylül 2025 at 23:00
8kjh4j
23 Eylül 2025 at 08:50
h8y6wy
12 Ekim 2025 at 09:44
xhdcfl
15 Kasım 2025 at 14:46
Your point of view caught my eye and was very interesting. Thanks. I have a question for you.
5 Aralık 2025 at 04:04
5xeo7x
6 Şubat 2026 at 04:27
nar3a6
21 Şubat 2026 at 23:10
Your article helped me a lot, is there any more related content? Thanks!
24 Şubat 2026 at 08:57
I don’t think the title of your article matches the content lol. Just kidding, mainly because I had some doubts after reading the article.
27 Nisan 2026 at 09:10
1ugqft
5 Mayıs 2026 at 00:18
3hgotz
9 Mayıs 2026 at 16:06
tzvbtq
13 Mayıs 2026 at 23:03
You actually make it seem really easy together with your presentation however I in finding this topic to be actually something which I think I’d never understand. It sort of feels too complicated and extremely wide for me. I am having a look ahead in your subsequent put up, I?ll try to get the grasp of it!
17 Mayıs 2026 at 03:29
Hey! This is kind of off topic but I need some advice from an established blog. Is it hard to set up your own blog? I’m not very techincal but I can figure things out pretty quick. I’m thinking about setting up my own but I’m not sure where to start. Do you have any points or suggestions? Thank you
17 Mayıs 2026 at 11:49
Hiya, I’m really glad I have found this information. Nowadays bloggers publish just about gossips and net and this is really annoying. A good site with exciting content, this is what I need. Thanks for keeping this web-site, I will be visiting it. Do you do newsletters? Can not find it.
17 Mayıs 2026 at 19:18
I’m curious to find out what blog system you have been working with? I’m having some minor security problems with my latest site and I’d like to find something more safe. Do you have any recommendations?
19 Mayıs 2026 at 09:04
I am really enjoying the theme/design of your web site. Do you ever run into any browser compatibility issues? A number of my blog audience have complained about my site not working correctly in Explorer but looks great in Chrome. Do you have any tips to help fix this problem?
19 Mayıs 2026 at 11:07
lyq2a6
19 Mayıs 2026 at 15:37
One thing I’d prefer to touch upon is that weightloss routine fast can be performed by the correct diet and exercise. Ones size not simply affects the look, but also the general quality of life. Self-esteem, depression, health risks, as well as physical ability are impacted in extra weight. It is possible to do everything right but still gain. If this happens, a problem may be the culprit. While an excessive amount of food rather than enough physical exercise are usually responsible, common health concerns and widespread prescriptions can easily greatly enhance size. I am grateful for your post in this article.
20 Mayıs 2026 at 14:26
Excellent beat ! I wish to apprentice while you amend your website, how could i subscribe for a blog web site? The account aided me a acceptable deal. I had been a little bit acquainted of this your broadcast provided bright clear idea
20 Mayıs 2026 at 14:50
n2rcjg
20 Mayıs 2026 at 23:39
Thanks for another fantastic post. Where else could anybody get that type of information in such an ideal way of writing? I’ve a presentation next week, and I am on the look for such info.
22 Mayıs 2026 at 10:13
Thanks for your helpful article. Other thing is that mesothelioma cancer is generally caused by the breathing of material from asbestos fiber, which is a extremely dangerous material. Its commonly seen among workers in the building industry that have long exposure to asbestos. It is also caused by moving into asbestos covered buildings for a long time of time, Genetic makeup plays a huge role, and some persons are more vulnerable towards the risk as compared with others.
23 Mayıs 2026 at 13:31
Hi my family member! I want to say that this post is amazing, nice written and include almost all significant infos. I?d like to look more posts like this .
23 Mayıs 2026 at 21:56
I just like the helpful information you supply in your articles. I will bookmark your weblog and take a look at again here frequently. I’m reasonably sure I will be informed plenty of new stuff proper right here! Good luck for the following!
24 Mayıs 2026 at 06:20
bvsu9e
24 Mayıs 2026 at 07:50
5htayo
25 Mayıs 2026 at 02:27
s8lbfq
26 Mayıs 2026 at 16:10
xfwag8
26 Mayıs 2026 at 22:20
I know this if off topic but I’m looking into starting my own weblog and was wondering what all is required to get setup? I’m assuming having a blog like yours would cost a pretty penny? I’m not very web savvy so I’m not 100 sure. Any suggestions or advice would be greatly appreciated. Thank you
27 Mayıs 2026 at 15:00
One thing I’d really like to say is the fact before acquiring more computer system memory, consider the machine in which it would be installed. Should the machine is actually running Windows XP, for instance, the memory threshold is 3.25GB. Adding over this would easily constitute a new waste. Make sure one’s mother board can handle your upgrade volume, as well. Great blog post.
27 Mayıs 2026 at 19:06
8msryf
28 Mayıs 2026 at 00:03
Greetings! I know this is kinda off topic however , I’d figured I’d ask. Would you be interested in trading links or maybe guest authoring a blog article or vice-versa? My site goes over a lot of the same subjects as yours and I believe we could greatly benefit from each other. If you’re interested feel free to send me an email. I look forward to hearing from you! Superb blog by the way!
28 Mayıs 2026 at 09:07
Thanks for your marvelous posting! I actually enjoyed reading it, you might be a great author.I will ensure that I bookmark your blog and will often come back later in life. I want to encourage you to ultimately continue your great job, have a nice morning!
28 Mayıs 2026 at 18:24
I have realized that over the course of making a relationship with real estate proprietors, you’ll be able to come to understand that, in each and every real estate purchase, a commission rate is paid. All things considered, FSBO sellers tend not to “save” the payment. Rather, they try to earn the commission by doing a good agent’s job. In the process, they invest their money in addition to time to accomplish, as best they might, the obligations of an representative. Those tasks include displaying the home by marketing, representing the home to prospective buyers, building a sense of buyer urgency in order to prompt an offer, organizing home inspections, controlling qualification checks with the loan provider, supervising maintenance tasks, and aiding the closing of the deal.
29 Mayıs 2026 at 03:41
Great post. I was checking constantly this blog and I’m impressed! Very helpful information specially the last part 🙂 I care for such info much. I was looking for this certain info for a very long time. Thank you and good luck.
29 Mayıs 2026 at 13:24
Great blog post. What I would like to bring about is that laptop memory should be purchased when your computer is unable to cope with whatever you do by using it. One can install two random access memory boards having 1GB each, by way of example, but not certainly one of 1GB and one of 2GB. One should always check the car maker’s documentation for own PC to make certain what type of memory is needed.
30 Mayıs 2026 at 08:57
thmw58
30 Mayıs 2026 at 09:55
affordablecanvaspaintings.com.au is Australia Popular Online 100 percent Handmade Art Store. We deliver Budget Handmade Canvas Paintings, Abstract Art, Oil Paintings, Artwork Sale, Acrylic Wall Art Paintings, Custom Art, Oil Portraits, Pet Paintings, Building Paintings etc. 1000+ Designs To Choose From, Highly Experienced Artists team, Up-to 50 percent OFF SALE and FREE Delivery Australia, Sydney, Melbourne, Brisbane, Adelaide, Hobart and all regional areas. We ship worldwide international locations. Order Online Your Handmade Art Today.
31 Mayıs 2026 at 08:43
Thanks for the tips you talk about through this site. In addition, several young women who become pregnant don’t even attempt to get medical care insurance because they are full of fearfulness they wouldn’t qualify. Although some states right now require that insurers give coverage irrespective of the pre-existing conditions. Charges on all these guaranteed plans are usually higher, but when thinking about the high cost of medical care it may be some sort of a safer strategy to use to protect one’s financial potential.
1 Haziran 2026 at 14:22
Hi! This is kind of off topic but I need some guidance from an established blog. Is it very difficult to set up your own blog? I’m not very techincal but I can figure things out pretty quick. I’m thinking about setting up my own but I’m not sure where to start. Do you have any tips or suggestions? Cheers
1 Haziran 2026 at 21:31
Through my notice, shopping for electronic products online may be easily expensive, however there are some tips and tricks that you can use to help you get the best bargains. There are constantly ways to locate discount bargains that could help to make one to buy the best electronic devices products at the smallest prices. Thanks for your blog post.
2 Haziran 2026 at 03:58
hello there and thank you for your info ? I have definitely picked up something new from right here. I did however expertise several technical issues using this website, as I experienced to reload the web site many times previous to I could get it to load properly. I had been wondering if your web hosting is OK? Not that I’m complaining, but slow loading instances times will often affect your placement in google and can damage your high-quality score if ads and marketing with Adwords. Anyway I am adding this RSS to my email and can look out for a lot more of your respective intriguing content. Make sure you update this again very soon..
2 Haziran 2026 at 05:32
Thanks for your ideas. One thing really noticed is always that banks as well as financial institutions know the dimensions and spending practices of consumers and also understand that the majority of people max outside their own credit cards around the holiday seasons. They properly take advantage of that fact and then start flooding a person’s inbox and snail-mail box having hundreds of no-interest APR credit cards offers shortly when the holiday season comes to an end. Knowing that if you are like 98 of American open public, you’ll rush at the opportunity to consolidate personal credit card debt and switch balances towards 0 APR credit cards.
2 Haziran 2026 at 20:58
Hi there, I found your web site by the use of Google while searching for a similar subject, your website came up, it seems to be good. I’ve bookmarked it in my google bookmarks.
4 Haziran 2026 at 21:09
Please let me know if you’re looking for a writer for your blog. You have some really great articles and I think I would be a good asset. If you ever want to take some of the load off, I’d love to write some content for your blog in exchange for a link back to mine. Please blast me an email if interested. Regards!
4 Haziran 2026 at 23:22
medhair
4 Haziran 2026 at 23:46
aslı
4 Haziran 2026 at 23:53
aslı
5 Haziran 2026 at 00:04
dr saban
5 Haziran 2026 at 00:20
smile
5 Haziran 2026 at 00:30
hairneva
5 Haziran 2026 at 00:50
güncel
5 Haziran 2026 at 16:39
I have realized that online diploma is getting favorite because obtaining your degree online has developed into popular solution for many people. A huge number of people have certainly not had a possibility to attend an established college or university although seek the improved earning potential and career advancement that a Bachelor’s Degree provides. Still people might have a diploma in one course but would choose to pursue a thing they now have an interest in.
5 Haziran 2026 at 18:25
medhair
5 Haziran 2026 at 18:32
mehmet
5 Haziran 2026 at 18:56
aslı
5 Haziran 2026 at 19:53
güncel
5 Haziran 2026 at 22:35
biizgk
5 Haziran 2026 at 23:10
I like what you guys are up too. Such clever work and reporting! Keep up the excellent works guys I have incorporated you guys to my blogroll. I think it will improve the value of my site 🙂
6 Haziran 2026 at 02:23
aslı
6 Haziran 2026 at 02:42
dr saban
6 Haziran 2026 at 02:57
smile
6 Haziran 2026 at 03:07
hairneva
6 Haziran 2026 at 03:49
hekimoğlu
7 Haziran 2026 at 16:34
I love what you guys are up too. This type of clever work and exposure! Keep up the terrific works guys I’ve included you guys to my own blogroll.
7 Haziran 2026 at 23:39
Looking for the Best Drive School of Motoring? Get expert driving lessons at best driving school for affordable and quality driving instruction.
8 Haziran 2026 at 07:25
9zad62
8 Haziran 2026 at 14:17
Thanks for another informative web site. The place else could I get that kind of info written in such a perfect manner? I have a challenge that I’m simply now running on, and I have been on the glance out for such information.
9 Haziran 2026 at 12:46
Howdy! Quick question that’s entirely off topic. Do you know how to make your site mobile friendly? My site looks weird when browsing from my iphone4. I’m trying to find a theme or plugin that might be able to resolve this problem. If you have any suggestions, please share. Thanks!
9 Haziran 2026 at 16:05
klojzq
13 Haziran 2026 at 13:34
magnificent points altogether, you just gained a brand new reader. What would you recommend in regards to your post that you made some days ago? Any positive?
14 Haziran 2026 at 21:09
UpvoteRocket is an automated vote delivery service for game server toplist websites. Buy votes for 25+ supported ranking sites including XtremeTop100, GTop100, TopG, MMtop200 and more. Real mobile proxy IPs, pay per vote, instant campaign setup.